No 28
Karl is in a good mood, enthusing about the weather and reciting his to-do list for Susan and Nate, which includes picking up lemons from Toadie (he's making curd!). Karl's mood improves even further when he finds a forgotten birthday card from his son Malcolm - in which he has enclosed a scratchcard.

As Susan watches slightly absently, Nate encourages Karl to scratch the card and see if he's won - but Karl just puts it in his pocket, wanting to savour the idea that he might have won the top prize of $100,000.

No 30
Sonya is still sore with Toadie about having signed them up to the naturist dinner with Gretchen. He blames Sonya for having had the idea of them being naked for fun in the first place, but she points out that it's not exactly the same thing. Toadie tells her the lunch could be worth thousands of dollars to the law firm, as Gretchen's firm builds shopping centres.

SONYA: I get it. We're taking our clothes off for money. We're strippers.
TOADIE: Pretty much, yeah! Just in the comfort of our own home.
SONYA: You owe me so big for this. So big!

Georgia comes in - she's agreed to take Nell out while they host the lunch.

SONYA: It's a very important lunch, isn't it.
GEORGIA: Okay, I see. And you don't want Nell crawling around under the table.
TOADIE: Oh, no. No.

Suite 1 Eclipse Apartments
Karl is lending a book to Paul that a few of his psychiatrist colleagues have recommended. While he's there, he comments on the untidiness of the penthouse, and Paul admits it's because Daniel's moved home. During the conversation, Karl's scratchcard falls out of his pocket and Paul retrieves it for him, before lending him a coin to scratch it with. Karl's pleasantly surprised to learn he's won the curiously precise sum of $7,000!

Karl's about to go to the newsagent's to cash it in, but Paul says that with an amount that size, he'll have to go to Scratchcard HQ on Monday and collect it. Karl rushes off to call Susan.

No 28
Susan is telling Sonya about the $7,000 Karl's won, and suspects he'll have spent it long before she gets a look-in. But really she's called Sonya over for some advice - she explains she's been helping Nate with his PTSD. As a sponsor for her own gambling support groups, Sonya tells Susan how hard it can be to listen to the problems of someone who's troubled - and explains that most senior sponsors see a counsellor themselves to deal with the stress of the job.

Sonya suggests Susan should talk to Karl, but she dismisses this idea, saying he's already worried she's in over her head. So Sonya tells her to seek out a professional - she can't carry the burden of Nate's problems on her own. She also advises it might be prudent for Susan to take a step back, like Sonya had to when counselling others was taking over her life.

SUSAN: No, that's not an option. This is really helping Nate; I'm not gonna let him down.
SONYA: Yeah, but if you end up totally stressed out by this, then you're gonna end up letting him down anyway.

No 30
Karl comes in, to collect the lemons from Toadie for his curd. He's happily bragging to Sonya and Toadie about the prize he's won, and comments on how they seem to have the heating on quite high (presumably to compensate for the imminent lack of clothes) - but they're obviously anxious to get him out of the house, as their guests are due any time.

There's a knock at the door, and Gretchen and her husband Niklas arrive. Karl introduces himself and starts bragging to them about his win too! Gretchen's about to ask if Karl is a naturist too, but Sonya and Toadie quickly cut her off, assuring her he's 'not'.

KARL: Sorry? Is he what?
TOADIE: A Queenslander.
KARL: Oh, you're banana benders. I've always been meaning to take a road trip up there. Get to see all the 'bigs'.
GRETCHEN: ...
KARL: You know, Big Pineapple. Big Banana. Big Nuts.

Toadie hurriedly escorts Karl out of the house, wishing him luck with the curd.

KARL: I'll bring you over a jar!
TOADIE: Yes, yes, do that. But yeah. Not today.

With Karl gone, the guests start looking for somewhere to put their clothes!

The Waterhole
Karl's now boring Sheila about his $7,000 win - and while she's distracted talking to Kyle, who's come to fix a blocked sink, Karl steals a handful of lemons from behind the bar and adds them to the bag of them he got from Toadie!

KARL: Toadie called it karma. I think that's the right word. I mean, given all the work I've done for the community I think it's just I get the seven grand.
SHEILA: I'll give you eight to shut up about it.
KARL: Oh, Sheila! Jealousy really is not a good look. With that sort of attitude it'll be a long time before you get your hands on one of these...

He goes to his pocket to retrieve the scratchcard, but finds it gone - and quickly realises he had a hole in his trousers.

SHEILA: How old are those pants? Time for a new pair.
KARL: There's nothing wrong with the pants!

Karl's getting increasingly panicked, and decides to ring around the neighbourhood and tell people to keep an eye out for the scratchcard. Sheila points out that if he does that, someone else could claim the prize before he can. He rushes off with his lemons.

No 30
The business meeting has begun - now that everybody is naked! Sonya, also naked, is in the kitchen preparing lunch, and giggling away to herself at Toadie and his clients talking about tax and corporate restructures in the buff. While Gretchen and Niklas are out of the room, Toadie notices Sonya laughing.

TOADIE: What's so funny?!
SONYA: You serious? You don't think it's a bit funny you standing around talking about tax in the nude?
TOADIE (laughing): Yes, it's completely ridiculous.
SONYA: Did you see the birthmark on his...
TOADIE: Stop it, stop it! I'm trying not to look!

But Toadie encourages Sonya to make it through dessert without bursting into laughter, so they can seal the deal with the clients.

Suite 1 Eclipse Apartments
Karl is retracing his steps, and comes in to find Paul dropping what looks like the scratchcard off his balcony! Paul's only teasing though, and it turns out he knows Karl's lost it because Sheila called him and mentioned it. Realising that Sheila is probably after his winnings, Karl rushes out again, still carrying his massive bag of lemons!

No 26
Sheila finds Georgia looking after Nell in the back yard, and asks her where Karl took some seedlings from earlier - secretly wondering if that's where he dropped his scratchcard. Georgia doesn't know, but at that moment, Karl appears, having scaled the fence with his lemons.

KARL: Sheila! I know what you're doing!
SHEILA: I don't know what you're talking about! That is trespass!
KARL: And that is my scratchie! And for you to take it is flat-out theft!
SHEILA: You lost it, and if someone else finds it then that's karma, right?

Georgia demands to know what's going on, and they explain.

SHEILA: Finders keepers, and it didn't have your name on it!
KARL: It is my money, it is mine! You're not to get your grubby hands on it!
GEORGIA: Oh, you are both behaving like...

Everyone turns around and looks at Nell, who is chewing on a small piece of card! Sheila and Karl both beg Nell to give the card to them - but when they manage to get it out of her mouth, it turns out just to be a Dial-a-Kyle business card.

GEORGIA: You should both be ashamed of yourselves.

Karl stomps off.

GEORGIA: What's with the lemons?
SHEILA: Oh, he's making curd (!)

Karl steals another lemon from Sheila's tree, as he climbs back over the fence again!

No 28
Nate stumbles upon the secret panel behind the Kennedys' shelves, where all Karl and Susan's kids and the waifs and strays have written their names. Nate asks if Susan would mind him putting his name there too, and she says that's a good idea. As he writes his name, Susan gently suggests that, as she's not a qualified counsellor, they might need to find 'the right person' to help him. But Nate is oblivious to what she's suggesting, and says he has found the right person - he hasn't felt this positive in ages.

NATE: So whenever you can manage another chat, I'm up for it.
SUSAN: Of course. Just name the day.

Susan looks worried.

No 30
Karl knocks at the door, Sheila standing behind him, and Sonya pops her head out frantically.

KARL: Hi, I just need to come in.
SONYA: No, you can't.
KARL: Please, this is important.
SONYA: No, Karl, go away, we've got a lunch on.

She tries to slam the door on them, but Karl persists - so Toadie then comes to the door in his dressing gown.

KARL: I need to come in.
SHEILA: We need to come in.
TOADIE: No, you can't. We've got guests.
KARL: We'll only be a minute.
TOADIE: No, no. Get lost.

Karl explains he's lost his scratchcard, but Toadie still isn't letting him in. Finally clocking what Toadie and Sonya are wearing, Karl wonders aloud if he's interrupted something, forcing Toadie to explain.

TOADIE: The couple you met earlier are...
SHEILA: Swingers!
TOADIE: No, no! They're naturists. Nudists. Whatever.
KARL: You're not, are you?
TOADIE: No, no. But they're very big potential clients so we said that we were.
SHEILA: So in there, everyone...?
TOADIE: Everyone!
SHEILA: Oh, you lawyers are a weird bunch.

Toadie tells Karl and Sheila that if they want to come in and retrieve the $7,000, they'll have to get undressed themselves! Sheila refuses instantly, and turns to look at Karl...

Presently, Karl is in the buff himself! He shamelessly wanders round the living room, searching for the scratchcard. He tells Gretchen and Niklas that he's a naturist too, and they totally buy it - but Toadie and Sonya are not so happy to have Karl exposing himself to them!

NIKLAS: And how long have you been into the lifestyle?
KARL: Oh, I think probably since uni days, really. Once you get a taste for it, you can't get enough.

Toadie and Sonya look nauseated, and Toadie escapes to make coffee - at which point Karl sees something, and chases Toadie into the kitchen!

TOADIE: Agh! What are you doing? Get off me!

Karl re-emerges, holding the scratchcard victoriously.

KARL: I found it! It was stuck to his bum! What a day!

Gretchen and Niklas smile, while Toadie and Sonya continue to look traumatised.

The Waterhole
Karl is telling Paul and Kyle the story about finding the scratchcard stuck to Toadie.

KARL: And then there it was, stuck to Toadie's bum by a thin sheen of sweat.

He kisses the scratchcard, much to Paul and Kyle's disgust.

KYLE: I knew you were tight, but getting nude in front of complete strangers is next-level stuff!
KARL: Thank you!
KYLE: Not a compliment!

Sheila banishes Kyle into the kitchen to fix the sink, while Karl continues to boast to Sheila and Paul about the $7,000 win. Paul warns him to keep it quiet, saying he'll be attracting lots of freeloading relatives with that kind of money.

No 30
Everyone's dressed again, and Gretchen promises to consider Toadie's business pitch and get back to him next week.

GRETCHEN: I don't know if you're interested, but next weekend we're going on a small holiday.
TOADIE: Okay...
NIKLAS: A naturist resort. Jajarawong. Only a couple of hours away from here. You should join us.

Toadie says they can't, and Gretchen says maybe next time - but at this point he comes clean, and admits he and Sonya were just pretending to be naturists to win their business.

GRETCHEN: You wanted our business so much that you would have a naked lunch to get it?
TOADIE: Yep.
GRETCHEN: You too?
SONYA: Yeah.
GRETCHEN: That's enough for us! Draw up the contracts. We're in.
TOADIE: Really?
GRETCHEN: You're already the most dedicated lawyer we've ever had!

Thrilled, Sonya and Toadie begin to show them out.

GRETCHEN: One more thing - that man that was here before...
TOADIE: Karl?
GRETCHEN: Could we have his number?
TOADIE (without hesitation): Yes.

No 28
Karl returns home, just as Nate has stumbled upon some brochures about professional counselling that Susan had picked up. Nate assumes they're for him, and says he understands if Susan wants him to see someone else - but despite Karl being vocal about that being a good idea, Susan insists she can manage, and claims she just got the leaflets to get a few tips on how to proceed. As Nate does the vacuuming, Karl warns her that continuing to counsel Nate is likely to take its toll. But Susan says it's doing Nate good, and tells Karl to let her handle it.

No 30
Toadie is telling Sonya how much he owes her from going above and beyond the call of wifely duty. Realising they still have the house to themselves, Toadie thinks he can envisage a way of making it up to her - but Sonya pulls away, saying she'd like to keep her clothes on for a bit! They opt for a movie on the couch instead, and Sonya goes to fetch a video from the store.

While she's gone, Toadie opens some mail to find an unsigned, printed letter inside. It reads 'Your wife is not who you think she is. Sonya is a drug addict. Gambling addict. Alcoholic.'

Unmissable Drama
- Toadie talks to Brennan about the poison pen letter
- Chris tells Nate he owes Josh nothing
- While helping out at the garage, Josh becomes trapped between two cars
- Brad insists he hasn't rejected Terese
- A female newcomer arrives in town, and tells Amber she has a beautiful black eye